{"id":35,"date":"2023-07-19T11:16:22","date_gmt":"2023-07-19T09:16:22","guid":{"rendered":"https:\/\/prevalife.fr\/?page_id=35"},"modified":"2025-12-09T19:17:31","modified_gmt":"2025-12-09T18:17:31","slug":"professionnels","status":"publish","type":"page","link":"https:\/\/prevalife.fr\/index.php\/professionnels\/","title":{"rendered":"professionnels"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"35\" class=\"elementor elementor-35\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69355337 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"69355337\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-52586757\" data-id=\"52586757\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4252e291 elementor--h-position-left elementor--v-position-middle elementor-widget elementor-widget-slides\" data-id=\"4252e291\" data-element_type=\"widget\" data-settings=\"{&quot;navigation&quot;:&quot;none&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;transition&quot;:&quot;slide&quot;,&quot;transition_speed&quot;:500}\" data-widget_type=\"slides.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t<div class=\"elementor-slides-wrapper elementor-main-swiper swiper-container\" dir=\"ltr\" data-animation=\"fadeInUp\">\n\t\t\t\t<div class=\"swiper-wrapper elementor-slides\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-repeater-item-1b6ac4b swiper-slide\"><div class=\"swiper-slide-bg\" role=\"img\"><\/div><div class=\"elementor-background-overlay\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Votre courtier en assurances<\/div><div class=\"elementor-slide-description\">Un accompagnement complet et une couverture optimis\u00e9e pour les pros<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9133dbc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9133dbc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2a015f85\" data-id=\"2a015f85\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27321e41 elementor-widget elementor-widget-spacer\" data-id=\"27321e41\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4830999e elementor-widget elementor-widget-icon-box\" data-id=\"4830999e\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/prevalife.fr\/index.php\/professionnels\/\" >\n\t\t\t\t\t\t\tPREVALIFE accompagne les PROFESSIONNELS \t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b4ef9f3 elementor-widget elementor-widget-icon-box\" data-id=\"2b4ef9f3\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/prevalife.fr\/index.php\/professionnels\/\" >\n\t\t\t\t\t\t\tFini les prises de t\u00eate... On s'occupe de tout !\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-297cafb0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"297cafb0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-38a241\" data-id=\"38a241\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad6bd47 elementor-widget elementor-widget-image\" data-id=\"ad6bd47\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"329\" height=\"154\" src=\"https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/clients.jpg\" class=\"attachment-full size-full wp-image-271\" alt=\"\" srcset=\"https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/clients.jpg 329w, https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/clients-300x140.jpg 300w\" sizes=\"(max-width: 329px) 100vw, 329px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54935a87 elementor-widget elementor-widget-icon-box\" data-id=\"54935a87\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/prevalife.fr\/index.php\/professionnels\/\" >\n\t\t\t\t\t\t\tResponsabilit\u00e9 CIVILE\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bc6fb16 elementor-widget elementor-widget-text-editor\" data-id=\"4bc6fb16\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"Style1\" align=\"justify\">L\u2019assurance habitation est obligatoire si vous \u00eates locataire d\u2019un appartement ou d\u2019une maison individuelle. Vous \u00eates responsable aupr\u00e8s du propri\u00e9taire des dommages que vous pourriez causer \u00e0 l\u2019appartement, \u00e0 la maison ou \u00e0 l\u2019immeuble. Il faut que le propri\u00e9taire soit s\u00fbr d\u2019\u00eatre indemnis\u00e9 en cas de dommage.<br \/>Attention cependant, si vous \u00eates locataire d\u2019un appartement meubl\u00e9 ou si vous occupez un logement de fonction, vous n\u2019\u00eates pas soumis \u00e0 cette obligation. En revanche, le propri\u00e9taire n\u2019est pas oblig\u00e9 de souscrire une assurance pour son habitation. Il est n\u00e9anmoins conseill\u00e9 aux propri\u00e9taires de souscrire, au moins, une assurance habitation incluant une garantie responsabilit\u00e9 civile, pour les dommages caus\u00e9s \u00e0 des tiers.<\/p><ul><li>Contrat destin\u00e9s aux r\u00e9sidences principales jusqu\u2019\u00e0 10 pi\u00e8ces principales pour les propri\u00e9taires, les copropri\u00e9taires ou les locataires (inhabitation inf\u00e9rieure \u00e0 60 jours par an).<\/li><li>Le capital mobilier peut atteindre jusqu\u2019\u00e0 184 000 \u20ac suivant le nombre de pi\u00e8ces.<\/li><li>Ces contrats permettent \u00e9galement d\u2019assurer les r\u00e9sidences secondaires ainsi que les r\u00e9sidences principales inhabit\u00e9es plus de 60 jours par an.<\/li><li>Paiement mensuel possible<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a872d61 elementor-widget elementor-widget-spacer\" data-id=\"5a872d61\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4163fe7f elementor-widget elementor-widget-image\" data-id=\"4163fe7f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"100\" src=\"https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/usine.jpg\" class=\"attachment-large size-large wp-image-270\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f069476 elementor-widget elementor-widget-icon-box\" data-id=\"5f069476\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/prevalife.fr\/index.php\/professionnels\/\" >\n\t\t\t\t\t\t\tLocaux PROFESSIONNELS\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71a47094 elementor-widget elementor-widget-text-editor\" data-id=\"71a47094\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Garantie destin\u00e9e \u00e0 assurer un\u00a0<strong>compl\u00e9ment d\u2019indemnisation<\/strong>\u00a0au salari\u00e9 ou ind\u00e9pendant en cas de maladie, d\u2019invalidit\u00e9, de d\u00e9c\u00e8s.<\/li><li>Les \u00e9v\u00e8nements couverts par un contrat d\u2019assurance pr\u00e9voyance sont le\u00a0<strong>d\u00e9c\u00e8s<\/strong>\u00a0et la\u00a0<strong>perte d\u2019autonomie<\/strong>\u00a0(totale et irr\u00e9versible).<\/li><li>Les contrats d\u2019assurance pr\u00e9voyance proposent le\u00a0<strong>versement d\u2019un capital<\/strong>\u00a0ou\u00a0<strong>d\u2019une rente en garantie principale<\/strong>.<\/li><li>Certains contrats agr\u00e9mentent leurs offres de garanties accessoires telles que l\u2019<strong>assistance<\/strong>\u00a0ou la\u00a0<strong>protection juridique<\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de91d96 elementor-widget elementor-widget-spacer\" data-id=\"de91d96\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec2248d elementor-widget elementor-widget-image\" data-id=\"ec2248d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"130\" height=\"129\" src=\"https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/epargne.jpg\" class=\"attachment-large size-large wp-image-272\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1891a844 elementor-widget elementor-widget-icon-box\" data-id=\"1891a844\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/prevalife.fr\/index.php\/professionnels\/\" >\n\t\t\t\t\t\t\tPlans d'\u00e9pargne ENTREPRISE\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76fac6c8 elementor-widget elementor-widget-text-editor\" data-id=\"76fac6c8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>D\u00e9finition<\/strong><br \/>Le PEE est un syst\u00e8me d\u2019\u00e9pargne collectif et facultatif mis en place au sein de l\u2019entreprise pour permettre au salari\u00e9 de se constituer un capital. Le plan d\u2019\u00e9pargne d\u2019entreprise est mis en place par sur d\u00e9cision unilat\u00e9ral de l\u2019employeur, par accord avec le CE ou r\u00e9f\u00e9rendum \u00e0 la majorit\u00e9 des deux tiers. Toutes les entreprises peuvent mettre en place un plan d\u2019\u00e9pargne sans condition de forme ou d\u2019effectif. Le PEE peut recevoir les sommes provenant de l\u2019int\u00e9ressement, de la participation, des versements volontaires des salari\u00e9s.<\/p><p><strong>Avantages pour l\u2019entreprise<\/strong><br \/>Pour l\u2019entreprise, l\u2019abondement est obligatoire. Il est limit\u00e9 \u00e0 1\u2019524,49 \u20ac et 300% de la contribution personnelle. Pour les salari\u00e9s, il est d\u00e9ductible de l\u2019IRPP et pour l\u2019entreprise, il est d\u00e9ductible de l\u2019IS, sans taxes sur les salaires ni charges sociales. Le principal avantage est que le PEE ne revient pas cher \u00e0 l\u2019entreprise. En effet, l\u2019abondement est une charge d\u00e9ductible de son b\u00e9n\u00e9fice imposable et n\u2019est pas soumis \u00e0 charges sociales.<\/p><p><strong>Avantages pour les salari\u00e9s<\/strong><br \/>Pour les salari\u00e9s, les versements sont volontaires. Ils sont limit\u00e9s au 1\/4 de la r\u00e9mun\u00e9ration annuelle brute. Ils ne sont pas exon\u00e9r\u00e9s de l\u2019IRPP. Le salari\u00e9 se constitue un portefeuille d\u2019actions, d\u2019obligations ou de titres mon\u00e9taires de son entreprise, avec l\u2019aide de son employeur. Il peut \u00e9galement d\u00e9cider d\u2019y verser son int\u00e9ressement et sa participation aux b\u00e9n\u00e9fices.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55084149 elementor-widget elementor-widget-image\" data-id=\"55084149\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"399\" src=\"https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/07\/Logo-PREVALIFE-Fond-Blanc-WEB-M.jpg\" class=\"attachment-full size-full wp-image-6\" alt=\"\" srcset=\"https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/07\/Logo-PREVALIFE-Fond-Blanc-WEB-M.jpg 600w, https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/07\/Logo-PREVALIFE-Fond-Blanc-WEB-M-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-580be934 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"580be934\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-dot-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Habitation <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-dot-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Responsabilit\u00e9 civile <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-dot-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Retraite<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-dot-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Mutuelle sant\u00e9<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-dot-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Locaux Professionnels <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-dot-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u00c9pargne <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-dot-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">V\u00e9hicules <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-dot-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Demandes \u00e0 la carte<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3af43c3b\" data-id=\"3af43c3b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c87f60f elementor-widget elementor-widget-image\" data-id=\"7c87f60f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"80\" src=\"https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/commerciale2.jpg\" class=\"attachment-large size-large wp-image-267\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-164ce4e6 elementor-widget elementor-widget-icon-box\" data-id=\"164ce4e6\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/prevalife.fr\/index.php\/professionnels\/\" >\n\t\t\t\t\t\t\tAssurance AUTO\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c5b5c06 elementor-widget elementor-widget-text-editor\" data-id=\"5c5b5c06\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"Style1\" align=\"justify\">La loi impose \u00e0 tout automobiliste d\u2019\u00eatre assur\u00e9 au titre de ce que l\u2019on appelle commun\u00e9ment la \u00ab responsabilit\u00e9 civile \u00bb. Cette assurance auto garantit l\u2019indemnisation des dommages mat\u00e9riels et corporels qui pourraient \u00eatre caus\u00e9s \u00e0 des tiers par le conducteur de la voiture ou par ses passagers lors d\u2019un accident. Un contrat d\u2019assurance auto peut \u00eatre limit\u00e9 \u00e0 cette simple garantie, soit inclure d\u2019autres garanties.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ffbea68 elementor-widget elementor-widget-spacer\" data-id=\"5ffbea68\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cbb5d6f elementor-widget elementor-widget-image\" data-id=\"7cbb5d6f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"107\" src=\"https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/medical-1.jpg\" class=\"attachment-large size-large wp-image-269\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-620e0f02 elementor-widget elementor-widget-icon-box\" data-id=\"620e0f02\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/prevalife.fr\/index.php\/professionnels\/\" >\n\t\t\t\t\t\t\tCompl\u00e9mentaire SANT\u00c9\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-349c551 elementor-widget elementor-widget-text-editor\" data-id=\"349c551\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"Style1\" align=\"justify\">Une Compl\u00e9mentaire sant\u00e9 est un contrat, une convention, garantissant le remboursement des frais de sant\u00e9 en cas de maladie, d\u2019accident ou de maternit\u00e9, en compl\u00e9ment des remboursements de la S\u00e9curit\u00e9 Sociale.<\/p><p class=\"Style1\" align=\"justify\">Les compl\u00e9mentaires sant\u00e9s peuvent \u00eatre propos\u00e9es par trois types d\u2019organismes diff\u00e9rents relevant de 3 r\u00e8glementations diff\u00e9rentes :<\/p><ul><li>Les Compagnies d\u2019assurances relevant du Code des Assurances ;<\/li><li>Les Mutuelles relevant du Code de la Mutualit\u00e9 ;<\/li><li>Les Institutions de pr\u00e9voyance relevant du Code de la S\u00e9curit\u00e9 Sociale.<\/li><\/ul><p class=\"Style1\" align=\"justify\">A l\u2019origine, ces r\u00e8glementations comprenaient des diff\u00e9rences sensibles influant directement sur le fonctionnement des contrats :<\/p><ul><li>Les contrats des Compagnies d\u2019Assurances \u00e9taient soumis \u00e0 une taxe de 7% dont \u00e9taient exon\u00e9r\u00e9es ceux des Mutuelles ou des Institutions de pr\u00e9voyance.<\/li><li>Les mutuelles et les institutions de pr\u00e9voyance n\u2019avaient pas le droit d\u2019interroger les candidats \u00e0 l\u2019assurance sur leur \u00e9tat de sant\u00e9.<\/li><li>Les compagnies d\u2019assurances pouvaient r\u00e9silier les contrats des assur\u00e9s ou augmenter leurs tarifs individuellement si elles estimaient qu\u2019ils leur coutaient trop cher.<\/li><\/ul><p class=\"Style1\" align=\"justify\">Aujourd\u2019hui ces diff\u00e9rences n\u2019existent plus :<\/p><ul><li style=\"list-style-type: none;\"><ul><li>Les compagnies d\u2019assurances n\u2019ont plus le droit de r\u00e9silier les contrats des assur\u00e9s ou d\u2019augmenter individuellement leurs cotisations.<\/li><li>L\u2019exon\u00e9ration de la taxe de 7% est \u00e9tendue aux compagnies d\u2019assurances si elles renoncent \u00e0 interroger les candidats \u00e0 l\u2019assurance sur leur \u00e9tat de sant\u00e9.<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c4fba36 elementor-widget elementor-widget-spacer\" data-id=\"1c4fba36\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b9f31b elementor-widget elementor-widget-icon-box\" data-id=\"4b9f31b\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/prevalife.fr\/index.php\/professionnels\/\" >\n\t\t\t\t\t\t\tPlans d'\u00e9pargne ENTREPRISE\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61a4e9f8 elementor-widget elementor-widget-image\" data-id=\"61a4e9f8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"129\" src=\"https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/coffre.jpg\" class=\"attachment-large size-large wp-image-273\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30ab7c6 elementor-widget elementor-widget-text-editor\" data-id=\"30ab7c6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"Style1\" align=\"justify\">Le PERCO (Plan d\u2019Epargne pour la Retraite Collectif) a \u00e9t\u00e9 cr\u00e9\u00e9 par la loi Fillon (loi du Loi n\u00b02003-775 du 21 ao\u00fbt 2003) et s\u2019adresse aux entreprises d\u00e9sireuses d\u2019aider leurs salari\u00e9s \u00e0 pr\u00e9parer leur retraite. Il s\u2019agit en r\u00e9alit\u00e9 d\u2019une variante du Plan Epargne Entreprise. D\u2019ailleurs, une entreprise ne peut pas instaurer un Perco si elle ne propose pas aussi un PEE. Il remplace le Plan partenarial d\u2019\u00e9pargne salariale volontaire.<\/p><p class=\"Style1\" align=\"justify\">Il permet d\u2019une part aux salari\u00e9s b\u00e9n\u00e9ficiaires de se constituer une \u00e9pargne dans des conditions fiscales et sociales tr\u00e8s avantageuses, en contrepartie du blocage de sommes en principe jusqu\u2019\u00e0 leur retraite, et d\u2019autre part aux entreprises d\u2019optimiser les r\u00e9mun\u00e9rations en b\u00e9n\u00e9ficiant d\u2019exon\u00e9rations fiscales et sociales et d\u2019introduire une part variable dans la r\u00e9mun\u00e9ration.<\/p><p class=\"Style1\" align=\"justify\">L\u2019employeur peut, sous certaines conditions, abonder le plan en compl\u00e9ment des versements du salari\u00e9 ou du dirigeant. Les sommes ou valeurs inscrites au PERCO sont d\u00e9livr\u00e9es au moment du d\u00e9part \u00e0 la retraite sous forme de rente viag\u00e8re, mais l\u2019accord collectif peut \u00e9galement pr\u00e9voir la possibilit\u00e9 d\u2019une d\u00e9livrance sous la forme d\u2019un capital. Le plan d\u2019\u00e9pargne retraite collectif (Perco) affiche des atouts face au Perp, son pendant individuel : d\u00e9blocage anticip\u00e9, sortie en rente ou en capital\u2026 Mais il faut d\u00e9j\u00e0 disposer d\u2019un plan d\u2019\u00e9pargne d\u2019entreprise (PEE).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f89c72 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f89c72\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6ff98b8c\" data-id=\"6ff98b8c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f5addbb elementor-widget elementor-widget-spacer\" data-id=\"6f5addbb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3cd2d95f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"3cd2d95f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7dea1247\" data-id=\"7dea1247\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-387b8b6d elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"387b8b6d\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Pour les pros et les particuliers<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f94c52f elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2f94c52f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:600}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le r\u00f4le de notre Cabinet, en qualit\u00e9 de Courtier en Assurances, consiste \u00e0 aider nos clients dans la recherche de contrats d\u2019assurances. Nous aidons nos clients \u00e0 formuler leurs besoins et les guidons dans le choix d\u2019un contrat.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a69d41d elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-absolute elementor-widget-mobile__width-initial elementor-invisible elementor-widget elementor-widget-spacer\" data-id=\"3a69d41d\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61249f72 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-absolute elementor-widget-mobile__width-initial elementor-invisible elementor-widget elementor-widget-spacer\" data-id=\"61249f72\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-19c3b519\" data-id=\"19c3b519\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6fa55c23 animated-fast elementor-invisible elementor-widget elementor-widget-image\" data-id=\"6fa55c23\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInDown&quot;,&quot;_animation_tablet&quot;:&quot;slideInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"558\" height=\"651\" src=\"https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/famille-prevalife.jpg\" class=\"attachment-full size-full wp-image-198\" alt=\"\" srcset=\"https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/famille-prevalife.jpg 558w, https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/famille-prevalife-257x300.jpg 257w\" sizes=\"(max-width: 558px) 100vw, 558px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-210269c6\" data-id=\"210269c6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a3f5ac6 animated-fast elementor-invisible elementor-widget elementor-widget-image\" data-id=\"a3f5ac6\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInRight&quot;,&quot;_animation_tablet&quot;:&quot;slideInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"624\" height=\"528\" src=\"https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/pro2-1.jpg\" class=\"attachment-full size-full wp-image-106\" alt=\"\" srcset=\"https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/pro2-1.jpg 624w, https:\/\/prevalife.fr\/wp-content\/uploads\/2023\/09\/pro2-1-300x254.jpg 300w\" sizes=\"(max-width: 624px) 100vw, 624px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-28bbb9d9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"28bbb9d9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-af1eff7\" data-id=\"af1eff7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a7074ce elementor-widget elementor-widget-spacer\" data-id=\"2a7074ce\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5089930e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5089930e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17832baf\" data-id=\"17832baf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e9a7cb6 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1e9a7cb6\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Nos valeurs &amp; vos avantages<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61e5a870 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"61e5a870\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Conseil et accompagnement pour une couverture optimis\u00e9e<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-73618106 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"73618106\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4cb183d1\" data-id=\"4cb183d1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4247f003 elementor-widget elementor-widget-spacer\" data-id=\"4247f003\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7fea0738 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7fea0738\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1118eb27\" data-id=\"1118eb27\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-617b7ae1 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"617b7ae1\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u00c9conomie \t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tNotre savoir-faire et notre expertise dans l'assurance sont nos atouts pour vous trouver une assurance au meilleur prix \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-196c565c\" data-id=\"196c565c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fd5f87a elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"5fd5f87a\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tChoix\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOn vous aide \u00e0 choisir le meilleur assureur pour une couverture personnalis\u00e9e et optimis\u00e9e selon vos besoins et au meilleur prix\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7135050a\" data-id=\"7135050a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49e2f8f5 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"49e2f8f5\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tOptimisation \t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tNotre expertise nous permet d'optimiser et de personnaliser au maximum vos couvertures d'assurance\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2880a72b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2880a72b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bfa9b18\" data-id=\"bfa9b18\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e057757 elementor-widget elementor-widget-spacer\" data-id=\"3e057757\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62e7c8ab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"62e7c8ab\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-4fa3de9c\" data-id=\"4fa3de9c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a8cd7f3 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"7a8cd7f3\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tDisponibilit\u00e9 \t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tM\u00eame en cas de litige, on sera toujours pr\u00e9sent pour vous d\u00e9fendre et vous accompagner \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-16a89c4c\" data-id=\"16a89c4c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f4d4b18 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"1f4d4b18\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tR\u00e9activit\u00e9\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBesoin d'une attestation, d'un conseil ou d'un accompagnement ? Ce sera fait rapidement et avec engagement \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-4b2b491f\" data-id=\"4b2b491f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4e6d6b5b elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"4e6d6b5b\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tProximit\u00e9\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLa satisfaction client fait parti de notre culture d'entreprise. Comptez sur notre engagement de chaque instant \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-73209684 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"73209684\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-52558e22\" data-id=\"52558e22\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d85d64f elementor-widget elementor-widget-spacer\" data-id=\"6d85d64f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-223e0d85 elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"223e0d85\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/prevalife.fr\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/vid.mp4&quot;}\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-background-video-container elementor-hidden-mobile\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7a295dfc\" data-id=\"7a295dfc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-79f314f4 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"79f314f4\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Restez serein, nous vous accompagnons<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a6c5718 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1a6c5718\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Conseil et accompagnement pour une couverture optimis\u00e9e<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Votre courtier en assurancesUn accompagnement complet et une couverture optimis\u00e9e pour les pros PREVALIFE accompagne les PROFESSIONNELS Fini les prises de t\u00eate&#8230; On s&rsquo;occupe de tout ! Responsabilit\u00e9 CIVILE L\u2019assurance habitation est obligatoire si vous \u00eates locataire d\u2019un appartement ou d\u2019une maison individuelle. Vous \u00eates responsable aupr\u00e8s du propri\u00e9taire des dommages que vous pourriez causer [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-35","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/prevalife.fr\/index.php\/wp-json\/wp\/v2\/pages\/35","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prevalife.fr\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/prevalife.fr\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/prevalife.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prevalife.fr\/index.php\/wp-json\/wp\/v2\/comments?post=35"}],"version-history":[{"count":16,"href":"https:\/\/prevalife.fr\/index.php\/wp-json\/wp\/v2\/pages\/35\/revisions"}],"predecessor-version":[{"id":394,"href":"https:\/\/prevalife.fr\/index.php\/wp-json\/wp\/v2\/pages\/35\/revisions\/394"}],"wp:attachment":[{"href":"https:\/\/prevalife.fr\/index.php\/wp-json\/wp\/v2\/media?parent=35"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}